Terms and Conditions

1. Agreement to Terms

By accessing or using StudIQ's platform and services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access or use our services.

2. User Accounts

• You must be at least 13 years old to use our services
• You are responsible for maintaining account security
• Account sharing is prohibited
• You must provide accurate and complete information
• We reserve the right to terminate accounts for violations

3. Subscription and Payments

• Subscription fees are billed according to chosen plan
• Free trial terms and conditions apply
• Cancellation and refund policies
• Payment processing and security measures
• Price changes and notification requirements

4. Intellectual Property

All content, features, and functionality of the StudIQ platform are owned by StudIQ and protected by international copyright, trademark, and other intellectual property laws.

• Content usage restrictions
• User-generated content rights
• License terms and limitations
• Trademark and copyright notices

5. Acceptable Use

Users agree not to:

• Share account credentials
• Upload harmful content or malware
• Violate others' intellectual property rights
• Engage in unauthorized data collection
• Interfere with platform security
• Use the service for illegal activities

6. Content and Services

• Service availability and modifications
• Content accuracy and updates
• Third-party content and services
• Educational material usage rights
• AI-generated content disclaimers

7. Privacy and Data Protection

Our collection and use of personal information is governed by ourPrivacy Policywhich is incorporated into these Terms.

8. Limitation of Liability

StudIQ and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the service.

9. Disclaimers

• Service provided "as is" without warranties
• No guarantee of continuous service
• Educational content accuracy disclaimers
• Third-party service reliability
• User results and outcomes

10. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice or liability, for any reason including:

• Terms violation
• Fraudulent activity
• Harmful behavior
• Non-payment

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of material changes and obtain consent where required by law.

12. Contact Information

For questions about these Terms, please contact us at: